Five Benefits of Buying Your Car at Your Chrysler, Jeep, Dodge, and RAM Dealer

When it’s time for a new car, the best place to go is your local Chrysler dealer. Purchasing a car from a Chrysler, Jeep, Dodge, and RAM dealer is a great way to get a good deal, even if you’re buying a used vehicle. Check out the top benefits of buying from your local dealership today. 

Five Benefits of Buying Your Car at Your Chrysler, Jeep, Dodge, and RAM Dealer

1. Competitive APR

The interest rate on your auto loan is determined by several factors, such as your credit score and your lender. When you get an auto loan from a dealership, you will have the benefit of a competitive APR. The finance team at the dealership will use your auto loan application to find you the most competitive quotes. 

Finding a low-interest rate on your loan is essential. When your APR is high, you are ultimately paying more for your vehicle, while a lower APR allows each of your vehicle payments to pay down your loan more quickly. Your dealership may even offer a promotional APR with your auto loan. 

2. Flexible Finance Package

Your dealership will offer you greater flexibility on your finance package. The length of your loan term can have a significant impact on your monthly auto loan. When you have a shorter-term loan, your monthly payments will be higher. On the other hand, if you choose a long-term loan, your monthly payments will be more affordable. Your dealership can offer loans for 24 to 84 months. 

3. Price Negotiation

You can also negotiate the price of your new vehicle at the dealership. One strategy you can use is a trade-in deal, which allows you to essentially sell your old vehicle to the dealership. The value of your trade-in will then be used to offset the price of your new vehicle. For some drivers, a trade-in deal can replace the cost of a down payment. 

4. Fast Pre-Approval

Your dealership can give you fast pre-approval on your auto loan. With an online credit application, you can usually get a loan pre-approval within a few hours or days. With fast pre-approval, you can know how much you can afford when you go car shopping. 

5. Loans for All Borrowers

Unlike some other lenders, your dealership can offer you an auto loan even if you have a low credit score. For borrowers who are recovering from bankruptcy or who don’t have a credit history at all, an auto loan from a dealership is an ideal resource.

Can You Finance a Used Car At Your Chrysler Dealer?

Your CDJR dealership has a variety of lease options for used and certified pre-owned vehicles if you don’t want to purchase a car fresh from the factory. When you finance a used vehicle, you can also buy an extended warranty. 

The benefits of buying a vehicle at your CDJR dealership include flexible finance packages, a competitive APR, and fast auto loan pre-approval. Check out all of your financing options when you visit Kramer Chrysler Dodge Jeep Ram. 

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